Complete Feature Set

Everything You Need

From instant transfers to multi-currency support, KashiPay offers comprehensive features designed specifically for African students across SADC region.

Core Features

Essential tools for managing your money across borders

Instant Transfers

Send money across 14 SADC countries in under 5 seconds. No delays, no waiting.

  • Real-time processing
  • Instant notifications
  • 24/7 availability

Zero Data Access

Access your wallet without internet charges using USSD technology.

  • USSD code *134#
  • Works on any phone
  • No data charges

Multi-Currency Wallet

Hold and convert between multiple currencies at real-time exchange rates.

  • USD, ZAR, BWP & more
  • Best exchange rates
  • Instant conversion

QR Code Payments

Pay instantly at shops and online by scanning QR codes.

  • Contactless payments
  • Secure transactions
  • Instant receipts

Bill Payments

Pay for utilities, airtime, and subscriptions all in one place.

  • Electricity & water
  • Airtime & data
  • Streaming services

Advanced Security

Military-grade encryption and biometric authentication keep your money safe.

  • 256-bit encryption
  • Biometric login
  • 2FA authentication

Why Choose KashiPay?

See how we compare to traditional banking and other wallets

Feature
KashiPay
Traditional Banks
Other Wallets
Transfer Speed 5 seconds 2-3 days Minutes
Transaction Fees 1% 3-5% 2-3%
Zero Data Access
SADC Coverage 14 Countries Limited 5-7 Countries
Student Focused

Advanced Features

Powerful tools that give you complete control over your finances

Split Bills & Group Payments

Split restaurant bills, share accommodation costs, or contribute to group gifts effortlessly. Our smart splitting algorithm ensures everyone pays their fair share.

Equal Split Custom Amounts Percentage Based

Automated Recurring Payments

Set up automatic payments for rent, subscriptions, and regular expenses. Never miss a payment deadline with our intelligent reminder system.

Weekly Monthly Custom Schedule

Smart Savings Goals

Create savings goals for tuition, textbooks, or that dream vacation. Track your progress with visual insights and automated savings rules.

Round-up Savings Auto-save Goal Tracking

Budget Analytics & Insights

Get detailed insights into your spending patterns. AI-powered recommendations help you save money and stick to your budget.

Category Tracking Monthly Reports AI Insights

Seamless Integrations

Connect with your favorite services and platforms

WhatsApp
M-Pesa
Airtel Money
MTN MoMo
FNB
Standard Bank

And many more coming soon...

Ready to Experience the Future?

Join thousands of students already using KashiPay for instant, affordable transfers.